Specialist mortgage advice for complex circumstances.
Unusual properties, complex income, adverse credit or later-life borrowing, situations where standard criteria rarely apply and experience matters more than a comparison table.
What we’ll talk through.
Non-standard property
Listed buildings, timber frame, annexes and large plots, where valuation and criteria need particular care.
Complex income
Bonuses, multiple income sources, overseas earnings or trust income considered on their merits.
Later-life lending
Borrowing into and through retirement, with the wider financial picture taken into account.
Advice from people you can meet.
We work from an office in Sunningdale and advise clients across Ascot, Windsor and the wider Berkshire area. Our mortgage service sits within Ascot Wealth Management, so your mortgage can be considered alongside the rest of your financial position.
Meet the teamHow products of this kind are structured.
Example three-year fixed
5.49%
- Initial term
- 3 years
- Max LTV
- 70%
Product fee: £1,995
Complex income, non-standard property or later-life borrowing.
Illustrative examples only. These are not live lender rates, not a quotation and not an offer of credit. Last updated 2026-09-15.
Illustrate your repayments.
Indicative only, not a quote
Estimated monthly repayment
£2,890
- Property value
- £650,000
- Deposit
- £130,000 · 20.0%
- Loan amount
- £520,000
- Term
- 25 years
- Rate
- 4.50%
- Loan to value
- 80.0%
- Total payable
- £867,099
Indicative only. This calculator does not constitute a mortgage quotation or offer. Actual repayments, rates and eligibility depend on your individual circumstances and lender criteria. Figures are calculated on a capital and interest repayment basis and exclude fees. Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a conversation.
Tell us what you’re looking to do and when suits you. No obligation.