Mortgage advice for moving home in Berkshire.
Porting your existing mortgage, borrowing more or starting again with a new lender, we look at how a move fits your wider financial position, not just the rate.
What we’ll talk through.
Port or switch
Whether keeping your current deal is genuinely the better option once fees and criteria are counted.
Borrowing more
What additional borrowing looks like against your income and the property you're moving to.
Timing the chain
Coordinating offer, exchange and completion so the mortgage isn't the thing that holds you up.
Advice from people you can meet.
We work from an office in Sunningdale and advise clients across Ascot, Windsor and the wider Berkshire area. Our mortgage service sits within Ascot Wealth Management, so your mortgage can be considered alongside the rest of your financial position.
Meet the teamHow products of this kind are structured.
Example two-year fixed
4.24%
- Initial term
- 2 years
- Max LTV
- 80%
Product fee: £999
Movers who expect their circumstances to change again within a few years.
Example two-year fixed
4.19%
- Initial term
- 2 years
- Max LTV
- 75%
Product fee: £1,495
Borrowers with meaningful equity who want the lowest initial payment.
Example five-year fixed
4.05%
- Initial term
- 5 years
- Max LTV
- 60%
Product fee: £999
Lower loan to value cases where longer-term budgeting matters most.
Illustrative examples only. These are not live lender rates, not a quotation and not an offer of credit. Last updated 2026-09-15.
Illustrate your repayments.
Indicative only, not a quote
Estimated monthly repayment
£2,890
- Property value
- £650,000
- Deposit
- £130,000 · 20.0%
- Loan amount
- £520,000
- Term
- 25 years
- Rate
- 4.50%
- Loan to value
- 80.0%
- Total payable
- £867,099
Indicative only. This calculator does not constitute a mortgage quotation or offer. Actual repayments, rates and eligibility depend on your individual circumstances and lender criteria. Figures are calculated on a capital and interest repayment basis and exclude fees. Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a conversation.
Tell us what you’re looking to do and when suits you. No obligation.