Buy-to-let mortgage advice for Berkshire landlords.
Advice for landlords and investors, from a first rental property to an established portfolio, including affordability, lender criteria and how properties are held.
What we’ll talk through.
Rental cover
How lenders stress-test rental income, and what that means for the borrowing available to you.
Personal or limited company
The lending differences between holding property personally and through a company structure.
Portfolio landlords
Where criteria tighten once you hold several properties, and which lenders remain comfortable.
Advice from people you can meet.
We work from an office in Sunningdale and advise clients across Ascot, Windsor and the wider Berkshire area. Our mortgage service sits within Ascot Wealth Management, so your mortgage can be considered alongside the rest of your financial position.
Meet the teamHow products of this kind are structured.
Example five-year fixed
4.79%
- Initial term
- 5 years
- Max LTV
- 75%
Product fee: 3% of the loan
Landlords using a longer fix to help rental stress testing.
Example two-year fixed
4.99%
- Initial term
- 2 years
- Max LTV
- 65%
Product fee: £1,999
Investors with larger deposits, held personally or through a company.
Illustrative examples only. These are not live lender rates, not a quotation and not an offer of credit. Last updated 2026-09-15.
Illustrate your repayments.
Indicative only, not a quote
Estimated monthly repayment
£2,890
- Property value
- £650,000
- Deposit
- £130,000 · 20.0%
- Loan amount
- £520,000
- Term
- 25 years
- Rate
- 4.50%
- Loan to value
- 80.0%
- Total payable
- £867,099
Indicative only. This calculator does not constitute a mortgage quotation or offer. Actual repayments, rates and eligibility depend on your individual circumstances and lender criteria. Figures are calculated on a capital and interest repayment basis and exclude fees. Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a conversation.
Tell us what you’re looking to do and when suits you. No obligation.