Remortgage advice from a local adviser.
Reviewing your existing arrangement ahead of time means a change of rate becomes a decision rather than a default onto your lender's standard variable rate.
What we’ll talk through.
When to start
Around six months before your deal ends. Many offers can be secured in advance and revisited if rates move.
Product transfer or move
Staying with your lender is sometimes the right answer, and we compare it against the wider market before recommending it.
Releasing equity
Raising funds for improvements or consolidation, considered against your longer-term plans.
Advice from people you can meet.
We work from an office in Sunningdale and advise clients across Ascot, Windsor and the wider Berkshire area. Our mortgage service sits within Ascot Wealth Management, so your mortgage can be considered alongside the rest of your financial position.
Meet the teamHow products of this kind are structured.
Example five-year fixed
4.15%
- Initial term
- 5 years
- Max LTV
- 75%
Product fee: £999
Homeowners coming off a deal who want payments settled for five years.
Example two-year tracker
4.49%
- Initial term
- 2 years
- Max LTV
- 60%
Product fee: £995
Borrowers comfortable with payments moving in line with the base rate.
Illustrative examples only. These are not live lender rates, not a quotation and not an offer of credit. Last updated 2026-09-15.
Illustrate your repayments.
Indicative only, not a quote
Estimated monthly repayment
£2,890
- Property value
- £650,000
- Deposit
- £130,000 · 20.0%
- Loan amount
- £520,000
- Term
- 25 years
- Rate
- 4.50%
- Loan to value
- 80.0%
- Total payable
- £867,099
Indicative only. This calculator does not constitute a mortgage quotation or offer. Actual repayments, rates and eligibility depend on your individual circumstances and lender criteria. Figures are calculated on a capital and interest repayment basis and exclude fees. Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a conversation.
Tell us what you’re looking to do and when suits you. No obligation.