Ascot Wealth Management Mortgages

What a first-time buyer actually needs before an offer

A short, practical list of what lenders look for before you make an offer on a home.

Published 5 August 2026 · Updated 28 August 2026 · 4 min read

Deposit, income evidence and a decision in principle are the three things that turn an offer into a credible one. [Placeholder article body, full copy to be supplied by Ascot Wealth Management.]

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